#1 Lowest Purchase Mortgage Rates ★★★★★

Get pre-approved in minuteswith the lowest mortgage rates

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Pre-approval in 10 minutes

Get your pre-approval letter instantly to make competitive offers

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240+ wholesale lenders

Access rates from lenders that don't work with consumers directly

Lowest rate guaranteed

We'll beat any legitimate rate quote or pay you $1,000

#1 Lowest Mortgage Rates ★★★★★

Lock in your lowest mortgage ratebefore lenders raise them again

$49,320

to spend on holidays,
not your bank's bonus check

$
Guaranteed

We search 240+ lenders in real-time to get you the best deal

240+ wholesale lenders compete for your loan

You get the lowest rate — or we'll pay you $1,000

These lenders don't work with consumers — only brokers like us.

No tricks. No fine print. Just the best deal or we pay you.

Trusted wholesale and retail lenders in our network:

US Bank
Rocket Mortgage
Freedom Mortgage
PennyMac
NewRez
Loan Factory
Many of these lenders are wholesale-only — you can't access them directly

Simple 3-step process

From application to closing in as little as 15 days

1

Apply Online

Complete your application in 10 minutes and get instant pre-approval

2

Find Your Home

Shop with confidence using your pre-approval letter

3

Close Fast

Close in as little as 15 days with our streamlined process

Why Sups gets you the lowest mortgage rates

We're not a bank or direct lender - we're a mortgage broker with exclusive wholesale access

Exclusive wholesale lender access

240+ wholesale lenders that don't work with consumers directly. These wholesale-only lenders offer rates typically 0.25% to 0.75% lower than retail banks because they don't have the overhead of branch locations and consumer marketing.

As a licensed mortgage broker, we've negotiated special pricing agreements with these wholesale lenders based on our volume and track record. This means we can offer you rates that are simply not available if you go directly to a bank or online lender.

Real-time rate comparison: We instantly compare rates from all 240+ lenders to find your lowest possible rate, not just push you toward one lender's products like banks do.

How we save you money vs. banks

Traditional Bank Process:

  • • Limited to their own loan products
  • • Higher rates due to branch overhead
  • • Loan officers paid to sell specific products
  • • No rate comparison with competitors

Sups Broker Process:

  • • Access to 240+ wholesale lenders
  • • Wholesale rates 0.25-0.75% lower
  • • Fiduciary duty to find your best rate
  • • Real-time comparison of all options

Common questions about mortgage brokers

Do mortgage brokers cost more?

No - we're paid by the lender, not you. Our wholesale rates are often lower than what you'd get going direct to a bank, even after lender compensation.

Are brokers regulated?

Yes - we're licensed and regulated by state and federal agencies. We have a fiduciary duty to find you the best loan terms, unlike bank employees who only sell their employer's products.

Why don't all lenders work with consumers?

Wholesale lenders focus on loan origination, not consumer marketing. They offer better rates because they don't spend money on advertising, branches, or consumer-facing operations.

How do you compare 240+ lenders so quickly?

Our technology platform connects directly to wholesale lender pricing engines, allowing real-time rate comparison based on your specific credit profile and loan scenario.

Talk to a mortgage expert