#1 Lowest Bridge Loan Rates ★★★★★
Buy your dream homebefore selling your current one
No contingencies
Make competitive offers without sale contingencies on your current home
Fast approval
Get approved in days, not weeks, to move quickly on your dream home
Flexible terms
6-12 month terms with options to extend if needed
#1 Lowest Mortgage Rates ★★★★★
Lock in your lowest mortgage ratebefore lenders raise them again
to spend on holidays,
not your bank's bonus check
240+ wholesale lenders compete for your loan
These lenders don't work with consumers — only brokers like us.
No tricks. No fine print. Just the best deal or we pay you.
Trusted wholesale and retail lenders in our network:
How bridge loans work
Short-term financing to bridge the gap between buying and selling
Get Pre-Approved
Qualify for a bridge loan based on your current home's equity and income
Buy Your New Home
Make competitive offers without sale contingencies using bridge loan funds
Sell & Refinance
Sell your old home and refinance into a traditional mortgage
With a Bridge Loan
- Make offers without sale contingencies
- Move at your own pace
- Avoid temporary housing
- Stronger negotiating position
Traditional Process
- Must include sale contingencies
- Timing pressure and stress
- May need temporary housing
- Weaker offers due to contingencies
Why Sups gets you the lowest bridge loan rates
Specialized wholesale bridge lenders with faster approval and better terms
Wholesale bridge loan advantages
240+ wholesale lenders including specialized bridge loan providers that focus exclusively on short-term real estate financing. These wholesale bridge lenders offer rates typically 0.5% to 1.5% lower than retail banks.
Faster approval and funding: Wholesale bridge lenders can approve in 3-5 days and fund in 7-10 days vs 2-4 weeks at traditional banks. Speed is critical in competitive real estate markets.
Higher loan amounts: Access to bridge loans up to $3M+ through wholesale channels vs typical $1M limits at retail banks. Better for luxury home purchases or investment properties.
Bridge loan vs alternatives
Sale Contingency Offers:
- • Often rejected in competitive markets
- • Timing stress and coordination issues
- • May need temporary housing
- • Weaker negotiating position
Sups Bridge Loan:
- • Make non-contingent offers
- • Move at your own pace
- • No temporary housing needed
- • Stronger negotiating position
Bridge loan questions answered
How much do bridge loans cost?
Typically 0.5-2% higher than traditional mortgages, but wholesale lenders offer better rates. The cost is often offset by stronger negotiating power and avoiding temporary housing expenses.
What if my old house doesn't sell quickly?
Most bridge loans offer 6-12 month terms with extension options. Wholesale lenders typically provide more flexible extension terms than retail banks.
Do I need to qualify for both mortgages?
Initially yes, but once your old home sells, you'll refinance into a traditional mortgage on just the new home. Wholesale lenders often have more flexible debt-to-income calculations.
Are bridge loans only for expensive homes?
No - bridge loans work for any price range. Wholesale lenders offer bridge loans starting at $100K, making them accessible for most homebuyers who need to buy before selling.
When bridge loans make sense
Competitive Markets
When homes sell quickly and sellers prefer non-contingent offers
Timing Flexibility
When you want to move at your own pace without coordination stress
Investment Properties
For real estate investors who need to act quickly on opportunities